Posts Tagged ‘credit card tips’
With so many different credit cards offered on the market today is very difficult to determine if the offer is legitimate or not.
However, there are some tips you can consider to detect possible fraud:
The credit card is one of the most popular inventions of recent times, encouraging at least two key benefits: A great help to consumers as a payment mechanism and, in turn, is a huge boost to our economy.
But credit cards also have operated improperly, becoming several times, the main source of debt for many consumers. So, to reap the true benefits of credit cards, consumers would have to be well informed about the proper use of credit cards.
The National Commission for the Protection and Defense of Users of Financial Services (Condusef) said that the payment of 0% interest is a smart way to use the credit card. Sounds easy, but how? Basically, following three key recommendations:
1. Do not sign more than they can afford.
2. Buy after the cutoff date.
3. Liquidate the total consumption in the date.
Read the rest of this entry »
In this article I discuss some tips on how to protect yourself from fraud with credit cards.
Take care of your card or report it missing immediately.
It may sound obvious but you must physically protect your credit card. Keep them always in a safe place.
Have on hand the telephone number to report theft.
This in case of loss or theft, you may lose valuable time trying to get the phone number of your credit card company. Not only do you save this number on your phone but also write it on paper and store in a safe place in your home. It makes no sense to load many credit cards at once if they are not used, in addition to that the risk of falling into credit card fraud is greater in case of theft or loss.
Read the rest of this entry »
Properly used, credit cards may mean some benefits such as being able to have emergency money, or not having to carry large sums of cash with us when we pay lots of money.
However, due to their purchasing power, often credit cards are misused, making us spend more than they should, and making accumulate high debt and pay high interest.
And this does not happen see below some tips that will help us better control of our credit cards as well as some tips related to your safety:
Control costs
The first tip is to control the use of credit cards, knowing that the cards should not be used for everyday purchases, but to be used only in emergencies or to get us some trouble.
One way to control the use of credit cards do not save and take them with us when we go shopping, avoiding impulse purchases.
Posted in Credit Cards, Credit Tips | 
Tags: credit card, credit card tips, Tips on credit card, Tips on credit card use | 
No Comments »